Job Description: Responsibilities & Requirements
What will you do?
- Review existing client portfolio to ensure the internal credit and risk management policies are fully complied with
- Perform Due diligence ensuring the enforceability of collateral for new and historical credit extended to clients
- Validate client and supporting documents to Credit Bureau online platform and by requesting updated information from internal and external parties
- Analyse client investment portfolio and financial record to determine the credit risk of the applicant
- Reporting to Management on potential portfolio risk
- Ensure compliance with all internal procedures, guidelines and regulations
- Provide end-to-end administration for new or additional credit requests
- Assist with accelerating the promotion of the credit product to clients
- Manage and build strong relationships with internal stakeholders and ensure seamless service is provided
Qualification and experience
- Bachelor of Commerce or relevant commercial qualification with 1-2 years financial services industry experience; or
- Minimum 3- 5 years experience within an investment/banking credit environment
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Knowledge and skills
- Interpersonal and relationship management skills
- Strong knowledge of financial markets and instruments
- Knowledge of legislation and governance around lending
- Data analysis
- Project management [high level]
Personal qualities
- Strong numerical orientation
- Highly organized with a high level of customer focus
- Accurate and detail orientated
- Critical and analytical capability
- Ability to perform well under pressure and show maturity, confidence and resilience
- Excellent listening, communication and interpersonal skills
- Pro-Active approach to work, clients, and problem-solving
- Learning agility and curiosity
- Assertive
- Passionate ownership for results