Credit Manager - Capitec Bank

eg. Accountant or Accounting or Kempinski



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Capitec Bank Banking Jobs in Gauteng


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Purpose Statement

  • To minimise the risk of loss through bad debts, and maximise profits for the business through effective execution of credit application, evaluation and approval processes, and ensuring the quality of credit risks across the portfolio is maintained. 

  • To interact with other areas of the bank and acting as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank’s strategy.

Experience

Minimum: 

  • At least 5 years Credit Management experience across Personal and Business markets 

  • Current Person-to-holder Credit Mandate 

Ideal: 

  • At least 5 years Credit Management experience across Personal and Business markets 

  • Experience in Intuitive Credit Granting


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Qualifications (Minimum)

  • Bachelor's Degree in Credit Management or Banking

Qualifications (Ideal or Preferred)

  • Honours Degree in Credit Management or Banking

Knowledge

Minimum: 

  • Business knowledge

  • Risk Management 

  • Understanding of Project Management methodologies and processes, 

  • People Management 

  • Financial Management

  • In-depth understanding of the NCA

Ideal: 

  • Knowledge of Intuitive Credit Granting

 

Skills

  • Commercial Thinking Skills

  • Computer Literacy (MS Word, MS Excel, MS Outlook)

  • Analytical Skills

  • Problem solving skills

  • Decision making skills

  • Attention to Detail

  • Numerical Reasoning skills


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Competencies

  • Working with People

  • Working with People_Adapting to Others

  • Working with People_Assessing and Understanding People

  • Working with People_Attentive Listening

  • Working with People_Building and Supporting Teams

  • Working with People_Demonstrating Appreciation

  • Working with People_Demonstrating Self-Insight and Awareness

  • Working with People_Managing from a Distance

  • Working with People_Resolving Conflict

  • Working with People_Sharing Information

  • Working with People_Showing Caring and Understanding

  • Working with People_Supporting Coworkers

  • Working with People_Teaching

  • Persuading and Influencing

  • Persuading and Influencing_Making Convincing Arguments

  • Persuading and Influencing_Making a Strong Impression

  • Persuading and Influencing_Negotiating Agreements

  • Presenting and Communicating Information

  • Presenting and Communicating Information_Communicating Effectively

  • Presenting and Communicating information_Presenting and Public Speaking

  • Analysing

  • Analysing_Critical Thinking

  • Analysing_Evaluating and Implementing Ideas

  • Analysing_Reading Effectively

  • Analysing_Solving Complex Problems

  • Analysing_Testing and Troubleshooting

  • Analysing_Thinking Broadly

  • Analysing_Using Math

  • Analysing_Working with Financial Information

  • Entrepreneurial and Commercial Thinking

  • Entrepreneurial and Commercial Thinking_Controlling Costs

  • Entrepreneurial and Commercial Thinking_Entrepreneurial Thinking


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  • Entrepreneurial and Commercial Thinking_Leveraging Opportunities

  • Entrepreneurial and Commercial Thinking_Navigating Organisations

  • Coping with Pressures and Setbacks

  • Coping with Pressures and Setbacks_Demonstrating Tenacity and Perseverance

  • Coping with Pressures and Setbacks_Displaying Confidence and Composure

  • Coping with Pressures and Setbacks_Maintaining Work-Life Balance

  • Coping with Pressures and Setbacks_Managing Stress

  • Delivering Results and Meeting Customer Expectations

  • Delivering Results and Meeting Customer Expectations_Championing Customer Needs

  • Delivering Results and Meeting Customer Expectations_Delivering High Quality Work

  • Delivering Results and Meeting Customer Expectations_Meeting Basic Work Expectations

  • Delivering Results and Meeting Customer Expectations_Serving Customers

  • Planning and Organising

  • Planning and Organising_Coordinating Project Activities

  • Planning and Organising_Driving Projects to Completion

  • Planning and Organising_Managing Resources

  • Planning and Organising_Prioritising and Organising Work

Conditions of Employment

  • Clear criminal and credit record

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DISCLAIMER

  • Do not pay any fee to any Recruiter.
  • The Recruiter may amend, delete or expire jobs at any time without notification.
  • The Recruiter reserves the right not to proceed with filling the position.
  • An application will not in itself entitle the applicant to an interview.

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